The FlexIQ Debt Service Coverage Ratio (DSCR) product is a business purpose Investment loan that allows investors to qualify based on the subject property rental income and resulting DSCR, rather than traditional income and DTI calculations.

• Max 80% LTV for Purchase and Rate/Term 
• Max 75% LTV for Cash-Out
• Loan amounts from $100,000 up to $2,500,000
• Minimum .80 DSCR
• Credit score down to 660
• 1x30x12 housing history allowed
• U.S. Citizen, Permanent and Non-Permanent Resident Alien, First Time Investor, Inter Vivos Revocable Trust, Entity Vesting
• 1-4 Unit, Warrantable and Non-Warrantable Condo, </= 5 Acres
• Reserves as low as 3 months; cash-out proceeds may be used to meet reserve requirements
• Unlimited cash-in-hand permitted for LTV </= 65%
• Full amortization and Interest Only options available