Our Delivery Methods

Best Efforts

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Our full suite of products offers predictable underwriting with minimal overlays.

  • Fannie Mae, Freddie Mac, FHA, VA and Non-Agency product availability
  • Underwriting scenario desk
  • Consistent turn times
  • FHA/VA Sponsorship available
  • Dedicated operations single point of contact for ease of use and fast purchase times
  • Delegated and Non-Delegated underwriting authorities are available

 

Mandatory

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Onity Mortgage has the ability to work with all hedge companies, providing them a variety of products with prompt funding.

  • Fannie Mae, Freddie Mac, FHA and VA product availability
  • Efficient and timely fundings
  • Live Desk interaction plus support
  • Dedicated operations single point of contact for ease of use and fast purchase times
  • Minimal overlays

 

Co-Issue

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Onity Mortgage provides predictable liquidity to help our clients manage cash flow. Our Capital Markets team delivers competitive bids on MSR assets you don’t wish to retain.

  • Fannie Mae, Freddie Mac, FHA, VA and USDA product availability
  • Competitive MSR Valuation Grids
  • FNMA: Servicing Marketplace (SMP), Quick Launch (QL) and Co-Issue Direct (CID)
  • FHLMC: Cash-Release Xchange (CRX), Co-Issue All-in Funding (CIX Daily) and Co-Issue Direct (CID Monthly Settlement)
  • GNMA: PIIT
  • Highly experienced team to manage your deliveries
  • No holdbacks on any co-issue execution